Blog and Updates


How to Become a BSP-Licensed Operator of Payment Systems (OPS) in 2026

A practical guide to BSP OPS registration and the Merchant Acquisition License: who needs it, what to file, what it costs, and what changes after you’re licensed.

Learn how to register as a BSP Operator of Payment Systems (OPS) in the Philippines. Understand requirements, fees, Merchant Acquisition Licence (MAL), compliance obligations, and application steps for 2026.

Phyra Templeton

Content Manager



The Hidden Cost of Inefficient Cross-Border Payments for European SMEs

The fees you expect, and the ones you do not: breaking down what cross border payment inefficiency actually costs European SMEs in 2026

FX markups, hidden fees, and slow settlement are costing European SMEs more than they realize. Here is what inefficient cross-border payments actually cost.

Fritzie Pan

Communications Manager



White-Label Payment Gateways: How It Actually Works in the Philippines

A Clear Look at How Businesses in the Philippines Launch Their Own Branded Payment Gateway

Curious how white-label payment gateways work in the Philippines? Learn how businesses launch branded payment solutions, navigate BSP regulations, and choose the right provider, without building infrastructure from scratch.

Phyra Templeton

Content Manager



The Missing Piece of Philippine Digital Payments

Offline payments may solve the last-mile problem

The new Crunchfish Pay-to-Merchant demo proves offline digital payments are finally possible without compromise. Here is why this architecture could change financial inclusion across the Philippine archipelago, from fisherfolk in Tawi-Tawi to MSMEs in Mindanao.

Phyra Templeton

Content Manager



Offline Payments: Bringing Digital Access to Remote Fishing Communities

Empowering Filipinos in Rural Areas

How Crunchfish’s offline-capable payment technology is empowering fishermen in the Philippines, showing that digital payments can work even without reliable internet connectivity.

Phyra Templeton

Content Manager